Death Benefits Available in Quebec
Financial Support for Grieving Families
SAAQ Death Benefit
Financial Support for Families After a Fatal Road Accident
This financial assistance aims to ease the burden on grieving families and ensure equitable support during a difficult time.
In cases where the deceased had dependents, additional compensation is available. For instance:
- A dependent child is entitled to a minimum benefit of $41,092, adjusted yearly.
- If under 18: benefits are paid to the parents.
- If 18 or older: benefits go to the estate.
Funeral Expenses Covered
The SAAQ automatically provides an $8,556 funeral allowance, paid directly to the estate to help cover funeral-related expenses.
This amount is indexed annually and ensures families are not burdened with unexpected costs during an already stressful time.
Family members have up to 3 years from the date of death to file a compensation claim with the SAAQ.
Indemnity amounts are updated annually, and we recommend consulting the official SAAQ website or contacting their support services for the most current details.
This framework ensures fair and compassionate financial assistance for families affected by traffic-related fatalities.
Online Funeral Services proudly supports families across Greater Montreal, Laval, the South Shore, West Island, and surrounding regions.
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SAAQ Death Benefit – Quebec Road Accident Compensation
Beyond our general overview of the various death benefits available in Quebec, this page details specifically the compensation offered by the SAAQ for families of road accident victims — including the minimum benefit amount, eligibility, and how funeral expenses are covered.
What is the SAAQ death benefit?
The SAAQ death benefit is compensation paid to the family of a person killed in a road accident in Quebec, with a minimum benefit of $169,524, in addition to coverage for funeral expenses. It's provided under Quebec's public automobile insurance plan, regardless of who was at fault in the accident.
Who is eligible?
The surviving spouse and dependents of a person killed in a road accident in Quebec are generally eligible for SAAQ compensation. The exact amount can vary based on the victim's circumstances, including dependents and income.
Funeral expense coverage
In addition to the death indemnity, the SAAQ provides coverage for funeral expenses following a fatal road accident — a meaningful support at a moment when families are least prepared to handle unexpected costs.
Filing a claim
Claims should be filed as soon as possible after the accident. Specific deadlines apply, and our team can help you understand the timeline that applies to your situation, so nothing is missed.
Can this be combined with other benefits?
Yes, in some cases families may be eligible for benefits from multiple programs, such as the Retraite Québec death benefit, if the eligibility conditions of each are met.
How this applies to our packages
Our Essential Package is set at $1,795 all-inclusive. SAAQ funeral expense coverage, combined with the Retraite Québec death benefit where applicable, often leaves room to personalize the urn from our wide selection. Our team helps you navigate both programs, so you can focus on what matters. Peace of mind at the best price.
Among the most qualified funeral professionals in Quebec
Founder Pierre-Maxime Fugère, CFSP, holds a diploma in thanatology from Collège de Rosemont, a diploma in anatomy from the Université du Québec à Trois-Rivières, as well as advanced certifications in post-mortem reconstructive surgery from the Fountain National Academy. His expertise has been recognized by the Court of Quebec, which heard his testimony as an expert witness in thanatology.
Our company holds a dual recognition from Santé Québec: a practice permit, and — through Services PMFX — accredited training-provider status for all licensed funeral professionals in Quebec.
Why choose Online Funeral Services.ca
Ranked #1 in Montreal, and rated 5.0/5 on Google. Independent review site Clever Canadian ranked us first in the "Montreal's 5 Best Funeral Services" and "The 5 Best Cremation Services in Montreal" lists (2026). We also maintain a perfect 5.0 out of 5 star rating across 26 Google reviews.
We proudly serve Greater Montreal, Laval, the South Shore, the West Island, Longueuil, Brossard, Candiac, Châteauguay, La Prairie, Saint-Constant, Vaudreuil-Dorion, Pointe-Claire, and Coteau-du-Lac, with an approach built on transparency, respect, accessibility and, above all, integrity.
FAQ — SAAQ Death Benefit
What is the SAAQ death benefit?
The SAAQ death benefit is compensation paid to the family of a person killed in a road accident in Quebec, with a minimum benefit of $169,524, in addition to coverage for funeral expenses.
Who is eligible for SAAQ compensation?
The surviving spouse and dependents of a person killed in a road accident in Quebec are generally eligible for SAAQ compensation.
Does the SAAQ cover funeral expenses?
Yes. In addition to the death indemnity, the SAAQ provides coverage for funeral expenses following a fatal road accident.
How is the $169,524 amount determined?
This represents the minimum death benefit under the SAAQ's public automobile insurance plan; the exact amount can vary based on the victim's circumstances, including dependents and income.
How long do I have to file a SAAQ claim?
Claims should be filed as soon as possible after the accident; specific deadlines apply, and our team can help you understand the timeline that applies to your situation.
Can SAAQ compensation be combined with other Quebec benefits?
Yes, in some cases families may be eligible for benefits from multiple programs, such as the Retraite Québec death benefit, if the eligibility conditions of each are met.
How does this compensation apply to a cremation package with Online Funeral Services.ca?
Our Essential Package is set at $1,795 all-inclusive. SAAQ funeral expense coverage, combined with the Retraite Québec death benefit where applicable, often leaves room to personalize the urn. Our team helps you navigate both programs.
What makes this team among the most qualified in Quebec?
Founder Pierre-Maxime Fugère, CFSP, holds a diploma in thanatology from Collège de Rosemont, a diploma in anatomy from UQTR, advanced certifications in post-mortem reconstructive surgery from the Fountain National Academy, and is recognized as an expert witness before the Court of Quebec. The company holds a dual recognition from Santé Québec: a practice permit, and accredited training-provider status for all licensed funeral professionals in Quebec.
Online Funeral Services.ca — Understanding your SAAQ benefits, across Greater Montreal. Peace of mind at the best price.
