Death Benefits Available in Quebec

Financial Support for Grieving Families

SAAQ Death Benefit
Financial Support for Families After a Fatal Road Accident

In the event of a fatal road accident involving a Quebec resident, the Société de l'assurance automobile du Québec (SAAQ) provides comprehensive compensation regardless of where the accident occurred (inside or outside Quebec) or the role of the victim (driver, passenger, pedestrian, cyclist, or motorcyclist).

This financial assistance aims to ease the burden on grieving families and ensure equitable support during a difficult time.

If the deceased had a spouse, the surviving partner is entitled to a compensation amount based on the deceased’s gross annual income and age at the time of death. There is a minimum guaranteed payment of $169,524, indexed annually to match inflation.

In cases where the deceased had dependents, additional compensation is available. For instance:

A dependent child is entitled to a minimum benefit of $41,092, adjusted yearly.

If the deceased had no spouse or dependents:

If under 18: benefits are paid to the parents.
If 18 or older: benefits go to the estate.

Funeral Expenses Covered
The SAAQ automatically provides an $8,556 funeral allowance, paid directly to the estate to help cover funeral-related expenses.

This amount is indexed annually and ensures families are not burdened with unexpected costs during an already stressful time.

Time Limit to File a Claim
Family members have up to 3 years from the date of death to file a compensation claim with the SAAQ.
Indemnity amounts are updated annually, and we recommend consulting the official SAAQ website or contacting their support services for the most current details.

This framework ensures fair and compassionate financial assistance for families affected by traffic-related fatalities.

Online Funeral Services proudly supports families across Greater Montreal, Laval, the South Shore, West Island, and surrounding regions.